Estimate commercial flood downtime cost

Commercial flood downtime cost is the sum of idle revenue, payroll you still owe, inventory and equipment exposure, relocations, remediation, and cancelled commitments—often exceeding physical damage repair estimates. This planning estimator lets operators stress-test closure days and reopening delays against their own numbers, then compare results to the cost of a scoped exposure assessment and opening protection.

Disclosed assumptions

  • Direct interruption = daily revenue × closure days.
  • Payroll exposure uses entered daily payroll or employee count × default daily rate × (closure + reopening delay days).
  • Inventory/equipment loss applies a planning factor to entered exposure—not replacement value of all assets.
  • Cancellation/booking exposure is user-entered; not derived from industry averages.
  • Multi-event total = per-event estimate × number of expected incidents (linear; does not model compounding reputation effects).
  • Reopening delay applies a reduced revenue factor for partial operations.